Insights

The Pros and Cons of Fixing Mortgage Products for Buy-To-Let Investors

11th April 2023

Fixing your mortgage interest rate can provide financial stability and predictability, it can also limit your flexibility as a buy-to-let landlord. It is important to weigh up the pros and cons and consider your personal circumstances before making a final decision. Seeking professional advice can help you make an informed choice about what is best for you and your portfolio.

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The Biggest Change In Renters’ Law In A Generation

27th October 2022

The new Renters Reform Bill changes the balance of power in favour of tenants, because it will increase their security and peace of mind. The new law could make it difficult and costly for landlords to evict tenants or sell their properties.

landlord insurance claims

The Top 5 Most Common Landlord Insurance Claims

20th February 2022

The importance of specialist landlord insurance cannot be over-emphasised. With the risks higher for rental property than everyday residential property, the financial repercussions of not having adequate cover in place can be considerable. To help landlords plan to reduce risk, we look at the top five biggest risks posed to landlords, which inevitably result in landlord insurance claims.

Rental market property value growth

Property Value Growth in England Spells Good News for Buy to Let Investors

21st January 2022

The values of homes across England have increased by 80 per cent in the past decade. The rental market specifically has grown 105 per cent to represent a staggering value of £1.5 trillion, with £529 billion of that in London alone. With growth like this in the rental sector, it would seem those investing in buy to let property are set to win hands down.

Right to rent checks

Updated Advice for Landlords on Right to Rent Checks 2022

14th January 2022

Right to Rent checks are set to face reforms at the start of the new tax year on 6th April 2022, with 5th April marking the end of the COVID-related temporary adjustments which allowed checks to be carried out virtually. From 6th April onwards, there will be a new permanent online solution which will allow right to rent checks to continue to be carried out remotely, for all nationalities, and with enhanced security.

Landlord rent arrears insurance

Surge in Rent Arrears Sparks Call for Landlords to Protect Their Investments

30th December 2021

UK landlords are being prompted to make sure they have appropriate strategies in place to protect their property investments following a recent surge in rent arrear cases. With government data revealing that rent arrears amongst private tenants have increased, and almost two thirds of landlords reporting that they’ve had to absorb arrears-related losses from their savings, it is vital that some form of landlord rent arrears insurance is in place to mitigate future financial issues.

Making Tax Digital

What the Delay to Making Tax Digital Means for Landlords

8th December 2021

Originally due to be introduced in April 2023, HMRC Making Tax Digital for Income Tax has now been pushed back to April 2024. What this means for taxpayers and, in particular landlords, is the subject of this latest post.

heat source pump grants

Heat Source Pump Grants Coming Soon for Landlords

18th November 2021

As confirmed in the recent Autumn 2021 Budget, landlords have been included in the government’s heat source pump grant scheme, which will provide access to grants of £5,000 to help replace gas boilers with low-carbon air or ground source heat pumps from April 2022.

2021 Budget advice for landlords

Autumn Budget 2021: Landlord Update

27th October 2021

The focus of today’s Autumn Budget and Spending Review was post-pandemic economic recovery. From grants to help landlords replace boilers, to a deadline extension for Capital Gains Tax, there are a number of announcements that look set to impact landlords and property investors.

court paperwork to evict a tenant

New Evictions Paperwork Compulsory from 1 October

7th October 2021

From 1 October, landlords and letting agents are required to use new forms when dealing with Section 8 and Section 21 Notices. It’s crucial that any notice deemed as served from this date uses the new court paperwork to evict a tenant, otherwise it will not be valid. Here’s how it all works.